We finished up the paperwork for our home equity loan, which was a mess. The poor gentleman at our credit union had to do our forms four times over the weeks leading up to the signing, first because my estimate of house value was WAY low. The appraisal came in, and I found out my … Continue reading Loan Done
We're expecting the appraiser to come on Tuesday and HOPEFULLY tell our bank our house is fabulous and totally worth lots of money. Which means we started cleaning when I got up on Saturday morning, pushed until dinnertime, and then resumed Sunday morning. I gave up in the afternoon with the dishes and part of … Continue reading Cleaning for the House’s Appraisal
I am enraged. Let me tell you the reasons why, and you are welcome to share. I tried to set up an account with the IRS through ME.ID. Settle in, this rant is long. First, it wouldn't accept my phone number. I got ID.ME-splained that the phone number I've had since 2004, the ONLY number … Continue reading Let Us Discuss the IRS’s New Login System, ID.ME
I've mentioned before that I went manic during the earlier part of the year and spent a ton of money rapidly. I haven't had a manic spell like this for almost ten years, so it was MORTIFYING. What I didn't say is that to keep us afloat I pilfered from our quarterly taxes. I didn't … Continue reading Tax Estimates
This is not a dramaful blog. Let us discuss... some drama. If you know me, you know that I'm big on using the You Need a Budget website for tracking my spending, budget, debt, etc. I'm a huge advocate for it, often given passionate explanations for why You Too Need YNAB! I'm on the Facebook … Continue reading You Need a Budget (YNAB) and Their Scandal
I had an appointment with my primary care doctor so she could fill out my application for student loan forgiveness. This was one of the more mortifying things to go through that I've dealt with. Not as bad as applying for SSDI. But still awful. I have two disabilities, both of which will get progressively … Continue reading Applying for Student Loan Forgiveness
Our flooring in our house is... rough. It's not even a proper floor. It's pine subfloor that someone varnished and tried to pass off as flooring. It's awful. It's driving splinters into our feet. I was looking at replacing it in January, and the estimated cost was going to be ~$3000. I checked now, and … Continue reading New Rugs!
Apparently with everything that's going on, people aren't getting many crowns at the dentist, because my crown came in TWO WEEKS early. This prompted a next day appointment and a bundle of nerves. I had originally gone in because I noticed a quarter or so of one of my teeth was... missing. It didn't really … Continue reading Surprise! My Crown Has Arrived
I went to the University of Wisconsin, Madison, so I have student loans. When I first got SSDI, I received a lump payment and used it to clear all my credit cards, set up an emergency fund, and paid my smallest student loan off. That loan was directly through the University when I had a … Continue reading Second Student Loan Paid!