I've mentioned before that I went manic during the earlier part of the year and spent a ton of money rapidly. I haven't had a manic spell like this for almost ten years, so it was MORTIFYING. What I didn't say is that to keep us afloat I pilfered from our quarterly taxes. I didn't … Continue reading Tax Estimates
This is not a dramaful blog. Let us discuss... some drama. If you know me, you know that I'm big on using the You Need a Budget website for tracking my spending, budget, debt, etc. I'm a huge advocate for it, often given passionate explanations for why You Too Need YNAB! I'm on the Facebook … Continue reading You Need a Budget (YNAB) and Their Scandal
I had an appointment with my primary care doctor so she could fill out my application for student loan forgiveness. This was one of the more mortifying things to go through that I've dealt with. Not as bad as applying for SSDI. But still awful. I have two disabilities, both of which will get progressively … Continue reading Applying for Student Loan Forgiveness
Our flooring in our house is... rough. It's not even a proper floor. It's pine subfloor that someone varnished and tried to pass off as flooring. It's awful. It's driving splinters into our feet. I was looking at replacing it in January, and the estimated cost was going to be ~$3000. I checked now, and … Continue reading New Rugs!
Apparently with everything that's going on, people aren't getting many crowns at the dentist, because my crown came in TWO WEEKS early. This prompted a next day appointment and a bundle of nerves. I had originally gone in because I noticed a quarter or so of one of my teeth was... missing. It didn't really … Continue reading Surprise! My Crown Has Arrived
I went to the University of Wisconsin, Madison, so I have student loans. When I first got SSDI, I received a lump payment and used it to clear all my credit cards, set up an emergency fund, and paid my smallest student loan off. That loan was directly through the University when I had a … Continue reading Second Student Loan Paid!
Paid of the credit card. Paid of a student loan. Then I feel that part of a tooth is missing. I find out a I need a crown - and I've only had the insurance 7 months. They won't cover crowns until a full year. $1300 out of pocket. They let me split it 50/50 … Continue reading There’s Always Another Bill
We have been working on paying off my student loans. I had three - two that are consolidated into a federal loan and one through a private company. The federal loan ones are $24,000 and $9,000. You can't separate payments out for them, and they're in forbearance due to the Covid situation, so we focused … Continue reading Smallest Student Loan Paid Off!
It's THAT time of year, and we had our taxes prepared at our usual preparer's office, with the same person we've been seeing for... 10?... years. We always enjoy seeing her, and she likes us because we always have all the paperwork we need AND we pay quarterly so it's not a big bill. Our … Continue reading Tax Time!